FACTS: WHAT DOES BUTTE STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?: 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?: 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and Transaction history
  
• Overdraft history and wire transfer instructions
  
• Payment history and checking account information
  

When you are no longer our customer, we continue to share your information as described in this notice.

How?: 

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Butte State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes:  Yes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes: Yes, to offer our products and services to you

For joint marketing with other financial companies: No, we don’t share

For our affiliates’ everyday business purposes: No, we don’t share information about your transactions and experiences

For our affiliates’ everyday business purposes:  No, we don’t share information about your creditworthiness

For our affiliates to market to you: No, we don’t share

For non-affiliates to market to you: No, we don’t share

Who we Are

Who is providing this notice? Butte State Bank

What we do

How does Butte State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Butte State Bank collect my personal information? We collect your personal information, for example, when you

• open an account or show your government-issued ID
  
• make a wire transfer or apply for a loan
  
• give us your contact information

Why can’t I limit all sharing? Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information about your creditworthiness
  
• affiliates from using your information to market to you
  
• sharing for non-affiliates to market to you 

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. Butte State Bank does not share with affiliates so they can market you.

Non-affiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. Butte State Bank does not share with non-affiliates so they can market you.

Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you. Butte State Bank does not jointly market.